EVENT

Workshop: Islamic Financing Based on Profits Sharing Scheme: Set Up, Analysis and Cases

Workshop: Islamic Financing Based on Profits Sharing Scheme: Set Up, Analysis and Cases

04 - 05 April 2008

Holiday Inn – Bandung


Deskripsi Singkat

  1. Permasalahan utama dalam Islamic Financing / Pembiayaan Syariah adalah menentukan pola “ Scheme “ yang bisa diterima, mengingat Skim dalam Pembiayaan Syariah adalah sangat unik dan variatif.
  2. Salah satu scheme / skim dalam Pembiayaan Syariah adalah bagi hasil dan mengingat pendapatan yang akan diterima Bank relatif fluktuatif ( sesuai dengan hasil usaha Nasabah ) maka penentuan scheme ini relative lebih rumit sehingga diperlukan keahlian tersendiri.
  3. Variasi skim Pembiayaan mulai dari konsep hingga teknis Pelaksanaan, Aplikasi yang didasarkan atas pengalaman Praktis, Pola Bagi Hasil, Product Islamic Financing, Critical Points dalam Set up Islamic Financing, Fatwa / Regulasi akan dijelaskan, disertai contoh-contoh kasus yang riil.

Benefits and Advantages

  1. Menjelaskan Konsep mengenai jenis dan type Transaksi Syariah, yang menjadi landasan dalam penentuan Pembiayaan Syariah.
  2. Memberikan penjelasan Pembiayaan Syariah, agar dapat menentukan Skim Pembiayaan yang sesuai dengan kebutuhan / need Nasabah.
  3. Menyampaikan aspek-2 teknis mengenai Pembiayaan pola bagi hasil meliputi : Penentuan Nisbah bagi Hasil, Pembuatan Proyeksi Bagi Hasil, Pola Pembayaran Bagi Hasil, Pola Pengakuan Pendapatan, dll.
  4. Menjelaskan Study Kasus dengan pola bisnis yang berbeda, yang dapat menambah wawasan dan kemampuan teknis dalam memberikan Financing ( pembiayaan ) berbasis syariah / bagi hasil, dll.

A. MORE ABOUT ISLAMIC BANKING ( PERBANKAN SYARIAH )

  1. Overview and What’s Up Islamic Banking ?
  2. Principal Concept of Islamic Banking
  3. Development Islamic Banking In Indonesia
  4. Conventional Bank Vs Islamic Banking ( Single Scheme Vs Multi Scheme )
  5. Opportunity Islamic Banking in Indonesia
  6. Why Bank concern to Unit Usaha Syariah

Main Activity of Islamic Banking : Financing, Funding, Services, etc

B. ISLAMIC FINANCING : IMPLEMENTATION AND THE ADVANTAGES

  1. Concept and Definition
  2. What and Why Islamic Financing Needed?
  3. Islamic Financing and Islamic Bank : Position and Developing Stages
  4. Kinds of Islamic Financing : Trading base (Murabahah, Salam, Istishna’), leasing Base (ijarah, ijarah muntahiyya bi tamlik), Profit Sharing Base ( Mudharabah, Musyarakah )
  5. Risk Involved and How to Mitigation
  6. Determine Pricing

Flow of Islamic Financing in Practice

C. HOW TO MEET CUSTOMER NEED WITH ISLAMIC FINANCING SCHEME ?
1. Identification of Prohibited Transaction

  • The Differences between Ibadah and Muamalah
  • Why some Transactions are Prohibited : ( Riba, Gharar, Maysir, Tadlis, Ma’i Najasy, Ihtikar )
  • What Kinds of Transactions are Allowed

2. Exchange and Mixture Theory in Islamic Transaction

  • Pre Determined Return in Islamic Transactions
  • Fluctuate Return in Islamic Transaction
  • Islamic Transaction Matrix

3. “ Smart ” Customer Need Identification
4. “ Smart ” Scheme Identification ( Basic and Implementation )

D. THE ADVANTAGES AND DISADVANTAGES OF PROFIT SHARING SCHEME

  1. Reasons of Profits Sharing
  2. Specific and Unique Issues, about : Default, Loss, Adverse Selection, Technical Restrictions
  3. When is the Scheme Implemented ?
  4. The Portion of Profit Sharing scheme in Islamic Banking
  5. Regulations : Fatwa of National Syariah Board and Central Bank ( B I )


E. HOW TO SET UP THE SCHEME OF ISLAMIC FINANCING
1. Identifications of :

  • Start up / Experience Business / Customer
  • Nature of Business
  • Market : Captive or free ?
  • Source of Repayment : Volatile, Stable, Sustainable, Seasonal ?
  • Other Source of Repayment
  • Revenue and Profit Trend
  • Revenue, Cost and Profit Structure
  • Mudharabah or Musyarakah
  • Collateral, etc

2. Things to Consider on Islamic Financing Base on Profit Sharing

  • Sharing Object : Revenue, Gross Profit or net profit
  • Profit Ratio : (1) Profit Sharing and Expected Yield Method, (2) Internal Rate of Return / IRR Methods, (3) Rate to
  • Rate Methods
  • Profit Declarations : With or without Clarification
  • Profit Calculations : Linier and Conversion
  • Profit Accrue : Direct and Indirect

3. Other Consideration on Determine Scheme of Financing

  • Link Between Profit Sharing Scheme, Profit Accrued, and Profit Paid to Third Party Funds
  • Yield : Expected and Realization

Some Consequences of Profit Sharing

F. KEY POINTS ON FINANCING ANALYSIS LINKED TO PROFIT SHARING SCHEME AND CASE STUDY
1. Project Finance

  • Key analysis
  • Set up Scheme

Discussion

2. Two Step Financing

  • Key analysis
  • Set up Scheme

Discussion

INVESTMENT:

Rp. 4.850.000,-
atau paket Rp. 7.400.000,- ( Incl. akomodasi. 3 mlm )

INFORMASI DAN PENDAFTARAN:

Insight Institute
Hotel Kartika Chandra, Menara Kartika, Jl. Jend. Gatot Subroto Kav.18 - 20, Jakarta 12930
Ph. : 021.525.0717, 526.5925 Fax : 021.526.5925
E-mail : insight06@indosat.net.id

niriah.com

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