EVENT

Workshop: ISLAMIC FINANCING BASED ON PROFITS SHARING SCHEME

Insight Institute menyelenggarakan:

workshop ISLAMIC FINANCING BASED ON PROFITS SHARING SCHEME : SET UP
ANALYSIS AND ISSUE
20-23 Juni 2008
Hotel NOVOTEL – BATAM

A. Deskripsi singkat :

  • Tantangan utama dalam pengembangan Skim Pembiayaan Syariah adalah bagaimana memenuhi kebutuhan pasar dengan Produk –produk yang fleksibel namun tetap memenuhi ketentuan syariah.
  • Salah satu skim didalam Pembiayaan Syariah adalah bagi hasil dan mengingat pendapatan yang diterima relative fluktuatif maka penentuan skim ini relative “ rumit ”, sehingga diperlukan keahlian tersendiri.
  • Komparasi skim bagi hasil dengan skim lainnya menjadi penting dalam men-set up skim bagi hasil dengan resiko yang dapat diminimalisir.
  • Berbagai variasi skim Pembiayaan, Products Islamic Financing, Critical dalam Set up Skim, Proses Akuntansi, Fatwa dan Regulasi, dll. akan dijelaskan.

B. Benefits and advantages :
  • Menjelaskan Konsep dasar dan detail jenis dan type Transaksi Syariah, yang menjadi landasan dalam penentuan Pembiayaan Syariah.
  • Memberikan “ sharing idea “ yang actual dan practical mengenai produk Pembiayaan Syariah dan skim bagi hasil sehingga peserta mampu menentukan Skim Pembiayaan yang sesuai dengan kebutuhan Nasabah.
  • Menyampaikan aspek-2 teknis, Implementif pembiayaan bagi hasil: Penentuan Nisbah bagi Hasil, Pembuataan Proyeksi Bagi Hasil, Pola Pengakuan Pendapatan serta proses dan treatment akuntansinya.
  • Menjelaskan cases yang dapat menambah kemampuan dalam memberikan pembiayaan berbasis bagi hasil, faham Sukuk Ijarah / Obligasi Syariah dan implementasinya, baik untuk : Financing / Funding, Investasi, dll.
TOPIC COVERAGE
ISLAMIC FINANCING BASED ON PROFITS SHARING SCHEME : SET UP ANALISYS AND ISSUE

A. MORE ABOUT ISLAMIC BANKING
  • - What’s Up Islamic Banking ?
  • - Principal Concept of Islamic Banking
  • - Development Islamic Banking In IND.
  • - Conventional Bank Vs Islamic Banking (Single Scheme Vs Multi Scheme)
  • - Opportunity Islamic Banking
  • - Why Concern to Unit Usaha Syariah
Main Activity of Islamic Banking

B. ISLAMIC FINANCING : IMPLEMENTATION AND THE ADVANTAGES

  1. Why Islamic Financing Needed ?
  2. Islamic Financing and Islamic Bank : Position and Developing Stages
  3. Kinds of Islamic Financing : Trading base ( Murabahah, Salam, Istishna’), leasing Base ( ijarah, ijarah muntahiyyabi tamlik), Profit Sharing Base (Mudharabah, Musyarakah)
  4. Risk Involved and Mitigation
Flow of Islamic Financing

C. HOW TO MEET CUSTOMER NEED WITH ISLAMIC FINANCING SCHEME ?
1. Identification of Prohibited Transaction
  • Ibadah vs Muamalah
  • Why some Transactions are Prohibited : ( Riba, Gharar, Maysir, Tadlis, Ma’i Najasy, Ihtikar )
  • Kinds of Transactions are Allowed
2. Exchange and Mixture Theory in Islamic
  • Pre Determined Return in Islamic Transactions
  • Fluctuate Return in Islamic Transaction
3. “ Smart ” Customer Need Identification
4. “ Smart ” Scheme Identification (Basic and implementation )

D. THE ADVANTAGES AND DISADVANTAGES OF PROFIT SHARING SCHEME
  1. Reasons of Profits Sharing
  2. Specific and Unique Issues, about : Default, Loss, Adverse Selection, Technical Restrictions
  3. When is the Scheme Implemented ?
  4. The Portion of Profit Sharing scheme
  5. Regulation : Fatwa MUI and BI
E. HOW TO SET UP THE SCHEME OF ISLAMIC FINANCING
1. Identifications of :
  • Experience Business of Customer
  • Nature of Business
  • Market : Captive or free ?
  • Source Repayment : Volatile, Stable
  • Revenue, Cost and Profit Structure
  • Mudharabah or Musyarakah, etc
2. Things to Consider on Islamic Financing Base on Profit Sharing
  • Sharing Object : Revenue, Gross Profit or net profit
  • Profit Ratio : (1) Profit Sharing and Expected Yield Method, (2) IRR.
  • Profit Calculations : Linier / Conversi
  • Profit Accrue : Direct and Indirect
3. Other Consideration on Determine Scheme of Financing
  • Link Between Profit Sharing Scheme, Profit Accrued, and Profit Paid to Third Party Funds
  • Yield : Expected and Realization Some Consequences of Profit Sharing
F. ACCOUNTING PROCESS & TREATMENT
Step by Step Accounting of :
- Mudharabah, Musyarakah and Syirkatul Milk Wal Ijarah

G. KEY POINTS ON FINANCING ANALYSIS LINKED TO PROFIT SHARING SCHEME
1. Project Finance
  • Key analysis and Set up Scheme
2. Two Step Financing
  • Key analysis and Set up Scheme
Discussion

H. CURRENT ISSUE : SUKUK ISLAMIC
1. Syariah Comply & Critical Regulation
2. Structuring Islamic Sukuk :
  • - BBA Bond and Sukuk Ijarah
  • - Sukuk Al-Istismar & Al-Musharakah
  • - Hybrid Structure :
  • - Sukuk Al-Musharakah and IslamicConvertible Sukuk
4. Do we need a shift from “mainstream" to “Pure stream“ Islamic Structure ?

Investment:
Rp. 9.950.000,- ( incl. akm 5 mlm *).

Informasi dan Pendaftaran:
Insight Institute
Hotel Kartika Chandra, Menara Kartika, Jl. Jend. Gatot Subroto Kav.18 - 20
Jakarta 12930 Ph. : 021.525.0717, 526.5925 Fax : 021.526.5925
E-mail : insight06@indosat.net.id

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